What does a home inspector do, and how does an inspection figure in the purchase of a home?

An inspector checks the safety of your potential new home. Home Inspectors
focus especially on the structure, construction, and mechanical systems
of the house and will make you aware of only repairs, that are needed.
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What should I look for when deciding on a community?

Select a community that will allow you to best live your daily life.
Many people choose communities based on schools. Do you want access to
shopping and public transportation? Is access to local facilities like
libraries and museums important to you? Or do you prefer the peace and
quiet of a rural community? When you find places that you like, talk to
people that live there. They know the most about the area and will be
your future neighbors. More than anything, you want a neighborhood where
you feel comfortable in.
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How do I know If I’m Ready to Buy a Home?

You can find out by asking yourself some questions:

Do I have a steady source of income (usually a job)? Have I been employed
on a regular basis for the last 2-3 years? Is my current income reliable? 
Do I have a good record of paying my bills? 
Do I have few outstanding long-term debts, like car payments? 
Do I have money saved for a down payment? 
Do I have the ability to pay a mortgage every month, plus additional costs?
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