How do I know If I’m Ready to Buy a Home?

You can find out by asking yourself some questions:

Do I have a steady source of income (usually a job)? Have I been employed
on a regular basis for the last 2-3 years? Is my current income reliable? 
Do I have a good record of paying my bills? 
Do I have few outstanding long-term debts, like car payments? 
Do I have money saved for a down payment? 
Do I have the ability to pay a mortgage every month, plus additional costs?
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